Over 1.4 million Tennesseans — more than 1 in 5 — live in rural communities with limited access to consistent healthcare.93 out of 95 counties in Tennessee are officially designated as healthcare shortage areas, meaning access to doctors, dentists, and mental health providers is critically limited. Rural hospital closures continue to rise — Tennessee has lost 16 rural hospitals since 2010, one of the highest rates in the nation. More than half of rural women in Tennessee live over 30 minutes from a birthing hospital, creating serious risks for maternal and infant health. Rural heart disease death rates are 51% higher than in urban areas — a clear sign that access to preventative care is failing communities.
EHP Program
Better benefits for employees. Lower healthcare pressure for employers.
Investment back into rural communities
A practical way to strengthen employee healthcare access while helping employers manage costs.
Employers are continually looking for ways to improve the lives of employees and their families while managing the rising cost of group health insurance. In 2013, the Affordable Care Act included certain tax-code incentives designed to encourage employers to provide wellness and preventive-care programs for their teams.
How the EHP Program Works
EHP is designed to complement an employer’s existing group health plan - not replace it. The program is structured to have no net cost to the employer while adding services employees and their families can use to improve access to care and reduce healthcare spending.
EHP Services
EHP provides the following services to employees, their spouses, and up to five dependents, with no out-of-pocket cost to employees for covered services:
Urgent Care
Online Access to practitioner in 1-3 hours
Pharmacy
Access to 1,100 commonly prescribed medications.
Primary Care
Appointments available in 1-3 business days.
Mental Health
Private counseling and group sessions.
Weight Loss
Individualized plans with access to low-cost GLP-1s.
A Three-Way Benefit
EMPLOYERS
- • Redirect low-level insurance claims from the current plan by 10-20%
• FICA tax savings of approximately $600 per employee, per year
• Reduced absenteeism
EMPLOYEES
- • No out-of-pocket expenses for covered services, creating meaningful household savings.
• Improved net take-home pay of approximately $100 per month
• Covergae extends to eligible family members in the program.
COMMUNITIES
- •Approximately $120 per year, per enrolled employee, is redirected to a local community healthcare fund.
• Funds can support population-health programs, including weight-loss cliics and GLP-1's
• Funds can support local providers and equipment purchases.
Bring the EHP Program to Your Organization
A 30-minute discovery call provides employers with an opportunity to learn how the program works, understand the potential financial impact, and determine whether EHP is a fit for their workforce.